Contact Us

Carpenter Insurance Group

151 Prosperous Place Suite 1A
Lexington, KY 40509

Phone : 859-202-3656
Text : 859-904-5336
Fax : 859-202-3657
Email :

Motorcycle Insurance

Every motorcycle owner in Kentucky desires to have financial protection in case of an accident, injury, or theft. Whether you own a motorcycle for business or leisure, most states require you to have some type of insurance cover with state-specific rules on the type of coverage one needs to have. Motorcycle insurance coverage not only applies to traditional motorcycles but also to street bikes, Segway’s, choppers, and mopeds. In the state of Kentucky, motorcyclists are obligated to have certain equipment such as eye shields, helmets, mirrors, headlights, mufflers, and a valid license. In addition to this, the state requires all motorcycles to have at least minimum insurance cover in which case, non-compliance could lead to legal consequences such as hefty fines, registration suspension, or even jail time.

It is evident that a motorcycle rider faces a greater risk of injury in case of an accident compared to those driving vehicles. However, many motorcycle owners continue to ignore the importance of insurance coverage, while others assume that the minimum coverage provided by the state is enough. In order to fully protect yourself and your passengers, it is important to familiarize yourself with the available motorcycle policy options in the State of Kentucky as this will enable you to determine the level of insurance that suits you. This is where Carpenter Insurance Group comes in. We ensure that you ride in confidence as enjoy the beautiful sceneries in the Bluegrass State knowing that you are protected in case of any unfortunate event involving your motorcycle.

Show your motorcycle some love by securing a quality coverage for it. At Carpenter Insurance Group, we are ready to provide you with advice and resources so that you can make an informed decision when choosing coverage for your motorcycle. Our agents are qualified and ready to tackle your questions and guide you through the process of selecting a policy that will serve you well. Be sure to pay us a visit at Carpenter Insurance Group for your free motorcycle insurance quote.

Partner Carriers

  • AAA
  • AIG
  • Allstate
  • Auto Owners
  • Chubb
  • Encompass
  • Foremost
  • Grange
  • MetLife
  • Nationwide
  • Openly
  • Progressive
  • Safeco
  • State Auto
  • Travelers
  • Westfield Insurance